Contact: Susan Carroll
ink. Marketing and Public Relations

Demotech Upgrades the Financial Stability Rating® of Applied Medico-Legal Solutions RRG to A′ (A Prime), Unsurpassed

Applied Medico-Legal Solutions RRG (AMS RRG), the nation’s preeminent multi-specialty risk retention group, announced today that Demotech, Inc. has upgraded the Financial Stability Rating® (FSR) of from A, Excellent, to A′ (A Prime), Unsurpassed, following the annual review.

This level of FSR is assigned to insurers who possess unsurpassed financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves (L&LAE) and realistic pricing.

“We’re extremely pleased that Demotech’s rigorous review has resulted in this elevated rating, and view it as validation of the high standards by which we continue to operate our company,” said Richard B. Welch, President of AMS RRG. “As one of a select few risk retention groups to achieve this FSR, the rating distinguishes AMS RRG as a stable, long-term, cost-effective option for physicians and surgeons nationwide.”

FSRs summarize Demotech’s opinion of the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle. FSRs are reviewed and monitored on a quarterly basis. The most current FSRs must be verified by visiting

Since 2003, Applied Medico-Legal Solutions Risk Retention Group has been providing medical liability insurance to a growing number of physicians across a broad range of specialties, and today the company is one of the nation’s largest physician risk retention groups. Central to AMS RRG’s success is the organization’s model that aligns its physician-owner interests with the company’s, its financial strength that rewards shareholders with tangible benefits, a physician-led underwriting process for more accurate risk assessments and customized insurance programs, and claims assistance and defense provided by a staff of attorney adjusters. For more information, visit

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