About Us | Financial Strength

Sound operating results since inception have assured strong financial statements for AMS RRG. Demotech, an independent financial analysis and actuarial services firm, has been serving the insurance industry since 1985, providing independent opinions on the financial stability of insurers. Since 2010, Demotech rated the Financial Stability Rating© (FSR) of AMS RRG A’ (A Prime), Unsurpassed. This level of FSR is assigned to insurers who possess unsurpassed financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves and realistic pricing. To learn more about our financial stability please visit Demotech.

The corporate structure of a risk retention group provides AMS RRG members ownership, governance and flexibility to optimally serve its clients.

AMS RRG has partnered with A rated Lloyds of London syndicates for reinsurance coverage providing insurance for any claims in excess of $250,000 per medical incident. Additionally a quota share arrangement with one of the nation’s leading insurance carriers offers protection in the $250,000 layer

The following financial information is from AMS RRG's audited GAAP statements.


Total Assets
$131,873 $151,969$152,762
Gross Written Premium
Net Written Premium (NWP)
$42,043 $30,249$45,099
Total Shareholder's Equity*
Dollar figures are in the thousands
Shareholder's equity does not include dividend returns